About our company

Asuransi Rama is very focused on the clients satisfaction which can only be proved through satisfactory claims services. We are very concerned about claims settlements, whether small or big, so that all clients get benefits from the cover that they have purchased in accordance with the terms and conditions of the policy they are holding.

How It Was Started

Established on August 31, 1978 by Deed Soetjipto SH. Number 195 and approved by the Decision of the Minister of Justice of the Republic of Indonesia dated 4 November 1978 Number Y.A. 5/343/1 as PT Asuransi Surabaya Indah Jaya. The purpose and objectives of the company establishment are to receive and cover all kinds of agreements whether general insurance and reinsurance, except life insurance.

On July 6, 1999 through a decree by the Minister of Justice of the Republic of Indonesia Number C-2494-HT.01.04.Th.99 PT Asuransi Surabaya Indah Jaya changed its name to PT Asuransi Rama Satria Wibawa. Established on August 31, 1978 by Deed Soetjipto SH. Number 195 and approved by the Decision of the Minister of Justice of the Republic of Indonesia dated 4 November 1978 Number Y.A. 5/343/1 as PT Asuransi Surabaya Indah Jaya. The purpose and objectives of the company establishment are to receive and cover all kinds of agreements whether general insurance and reinsurance, except life insurance. On July 6, 1999 through a decree by the Minister of Justice of the Republic of Indonesia Number C-2494-HT.01.04.Th.99 PT Asuransi Surabaya nnIndah Jaya changed its name to PT Asuransi Rama Satria Wibawa.

Where We Are Now

This year, PT Asuransi Rama Satria Wibawa has stepped on 43 years. With a network of 12 (twelve) Branch Offices & Marketing Offices spread across several major cities in Indonesia supported by qualified Human Resources, we always strive to continue to provide the best to stakeholders.

We also have a new Company Logo, which reflects the strength of our partnership with agents and customers and prepares us to "moving forward", ready to give the best.

Easy - Fast - Reliable.

graphic image of insurance

Our objective is to make insurance as hassle-free as possible

the team

The Rama Team is so much more than your local insurance experts. Each individual at Rama is unique and makes us the company we are today.

Take a moment to get to know our impressive key leaders, who are fully committed to get ASURANSI RAMA to be the best.

Board of Directors

TeamDirector profile picture

Tjiendra Widjaja

President Director

TeamDirector profile picture

Tjiendra Widjaja

37 years of journey in the general insurance industry, starting from PT. Asuransi Rama Satria Wibawa from 1983 to 1995 ended with the position of Branch Head. Career then continued to several general insurance companies where he held more positions in the technical section. With the certification of A3IK expertise obtained from AAMAI and from various workshops and trainings, he is equipped to reach the level of Technical Director in several general insurance companies, such as PT. Asuransi Bina Dana Arta Tbk period 2001-2006 and PT.Asuransi Mega Pratama 2010-2011 period. He was also trusted and given the responsibility of being the President Commissioner of PT. Zurich Insurance Indonesia for the period 2013-2016. In 2016 he rejoined PT. Asuransi Rama Satria Wibawa as Technical General Manager who was later trusted and appointed as Technical Director of PT. Asuransi Rama Satria Wibawa. Currently he is the President Director.

TeamDirector profile picture

Ishak Sidjabat

Technical Director

TeamDirector profile picture

Ishak Sidjabat

Earned a Bachelor of Economics degree from Kwik Kian Gie School of Business dh STIE IBII in 2002 and earned an MBA from FEB UGM in 2017. Started his career in the insurance industry since 2004 as a Management Trainee at PT Asuransi Central Asia and continued his career to various companies Insurance with various functions, in 2007 joined PT Asuransi MSIG Indonesia as Marketing Underwriter for Non Japanese business, in 2008 joined PT AIG Insurance Indonesia as Underwriter Property & Casualty, in 2010 joined PT Asuransi Astra Buana as Underwriter for Oil, Gas , Energy & Major Account, in 2013 joined PT Asuransi FPG Indonesia with the last position as Senior Underwriting Manager, in 2015 joined PT Chubb General Insurance Indonesia with the last position as Head of Multifinance Distribution and National Branch Coordinator. In addition to his formal education, he holds professional qualifications such as Indonesian Insurance Expert in the Loss Sector (AAIK) and Insurance Risk Management Expert (AMRP) from the Association of Indonesian Insurance Management Experts and Qualified Risk Governance Professional (QRGP) from LSP MKS.

TeamDirector profile picture

Angeline Agustien

Finance Director

TeamDirector profile picture

Angeline Agustien

Armed with an Accountant degree at Airlangga University, Ms. Angeline began her impressive career in one of the “Big Four” public accountant firm, Deloitte. She has since then served a significant role in the fields of Finance, Accounting and Taxation. In 2011, she joined TOLARAM GROUP and has progressed rapidly to the role of Finance Executive with a record of excellence in several areas such as Finance and Treasury Management. Early 2020, she joined PT. Asuransi Rama Satria Wibawa and currently has been appointed as the Finance Director. In addition, she also holds professional qualification as Qualified Risk Governance Professional (QRGP) from LSP MKS.

Board of Commissioners

TeamCommissioner profile picture

Bintang Hidayanto

President Commissioner

TeamCommissioner profile picture

Bintang Hidayanto

Bintang Hidayanto is a corporate commercial lawyer focusing mainly on corporate commercial law, with heavy exposure to inbound investment, investment structuring, venture funding, financial technology, emerging markets, and assets acquisition deals. Bintang’s expertise includes providing legal advice on business operations, legal compliance and corporate matters. He is experienced in advising both foreign and local clients in Indonesia.Bintang Hidayanto also serves as an of-counsel to Guido Hidayanto and Partners and as the Deputy to the Presidential Special Staff. He is also a member of the Indonesian Bar Association (PERADI) and is a licensed Advocate.Bintang is recognised as one of Indonesia’s leading energy lawyer globally by Who’s Who Legal and is recognised as one of Indonesia’s top 100 lawyer by Asian Business Law Journal.

TeamCommissioner profile picture

Fitriyani

Independent Commissioner

TeamCommissioner profile picture

Fitriyani

Earned an accountant degree from the Universitas Indonesia (UI) Faculty of Economics in 1992, in 1999 continued her Master’s Degree at MAKSI UI with a thesis on disclosure to insurance companies. In 2011 completed the Doctoral program at FEB UI with a dissertation topic on Audit Quality. Worked as an auditor at a Public Accounting Firm for approximately 2 years, then became an Accounting Manager at an Advertising company for approximately 3 years. Since 1999, she has been a lecturer at the Accounting Department, FEB UI. Previously served as Secretary of the PPAk UI Program, Manager of ADMINKEU MAKSI UI, Chairman of the FEB UI Undergraduate Study Program, Academic Coordinator of PPIA UI. Often also provides consulting services, research and accounting training at the UI Accounting Development Center (PPA). Also active in joining professional associations, becoming chairman of the IAI KAPD audit lecturer forum (Indonesian Accountants Association-Education Accountant Compartment). Also active in IAPI (Indonesian Institute of Certified Public Accountants) in the field of research and KOHK. Her research interests are about the public accounting profession, audit quality, Corporate Governance, Fraud Financial Statements. Has attended many symposiums, seminars and training related to Accounting, Corporate Governance, and Auditing, both nationally and internationally. Quite a number of papers have been written which have been published in reputable journals both nationally and internationally. Currently, she has an H index of Scopus 3. In addition, she also has Intellectual Property Rights (IPR) in the form of a book copyright on Determinants of Audit Quality.

Financial Report

Download latest financial report of Asuransi Rama

Rama at a glance

Here’s a snapshot of our successful journey so far

1,600,000+

policies issued

100,000+

our customers

100,000+

claims settled

Find your nearest office here

Rama has a wide network of insurance experts. Find the details of the nearest office to help us serve you better.

Graphic office image